LOAN RATES
Rates are set by the Board of Directors and are subject to change.
|
Loan Type
|
A.P.R.w
|
Max. Term
|
|
|
Unsecured
|
|
|
|
|
Personal ($500 - $10,000)
|
8.000*
|
48 Mo.
|
Calculator
|
|
Line of Credit
(Overdraft Protection)
$500 - $5,000
|
13.900
|
N/A
|
|
|
VISA Classic Credit Card
$500 - $5,000
|
12.500 purch
13.900 advance
|
N/A
|
|
|
Secured
|
|
|
|
|
Personal
$500 - bal in savings acct.
|
3.000% above savings rate
|
120 Mo.
|
Calculator
|
* Your rate may vary from the above rate and will be determined by your credit history.
wAnnual Percentage Rate
CAR LOAN RATES
Rates are set by the Board of Directors and are subject to change.
100% FINANCING OFFERED ON NEW AND USED VEHICLES
Motor Vehicle Rates - New and Used (2003 or newer)
| |
New |
Used |
| |
|
2003-2007 |
| |
|
|
| Up to 48 Mo |
5.000* |
6.250* |
| Up to 60 Mo |
5.500* |
6.500* |
| Up to 72 Mo |
6.000* |
|
* Your rate may vary from the above rate and will be determined by your credit history.
HOME EQUITY LOAN RATES
Rates are set by the Board of Directors and are subject to change.
| |
Fixed |
| Term** |
A.P.R.w |
| Up to 60 Mos. |
6.000 |
| Up to 180 Mos. |
6.250 |
** Maximum LTV - 85%
** 10,000 to 125,000
** Primary Residence Only
** Maximum Term, 180 Mos.
** NO FEES
** NO POINTS
** NO CLOSING COSTS
** NO PRE-PAYMENT PENALTIES
** 1- 4 family or condominium
** CT Properties Only
** Subordination Requests $75.00
wAnnual Percentage Rate
SAVINGS RATES
Rates are set by the Board of Directors, and are subject to change.
|
Account Type
|
Dividend Rate
|
Annual % Yield
|
|
Share Savings*
|
1.00
|
1.00
|
|
IRA (Individual Retirement Acct.)
|
1.00
|
1.00
|
|
Club Accounts
|
1.00
|
1.00
|
* Minimum of $100.00 balance to earn rate
TERM SHARE CERTIFICATE RATES
Rates are set by the Board of Directors and are subject to change.
|
Term
|
Min.
|
Dividend Rate
|
Annual % Yield
|
|
6 months
|
$1,000
|
2.75
|
2.78
|
|
12 months
|
$1,000
|
3.00
|
3.03
|
|
18 months
|
$1,000
|
3.25
|
3.29
|
|
|
|
|
|
|
|
|
|
|
Early withdrawal penalty applies.
