How do I have money sent to the Credit Union from my job?
If you work for the Yale New Haven Hospital, come to the credit union office. If you work outside the hospital, you will need two things: the Routing and Transit # (211178349) and your credit union account #. Please refer to our Direct Deposit form found on this site.
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What can I do if I do not like the PIN that came with my YNHHFCU ATM or Debit card?
Bring the card down to the office and you can select a new pin.
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What is the purpose of a credit union?
The primary purpose in furthering its goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.
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What number do I call to report my MasterMoney card (Debit Card) as lost or stolen?
You can call the Credit Union during normal business hours at 203-688-2350 and press Option 3 for Member Services. After hours you can call 1-800-554-8969.
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Where can I use my YNHHFCU ATM Card?
You can use it at any terminal displaying the NYCE or PLUS logos. To find the nearest PLUS terminal, dial 1-800-THE-PLUS.
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What number do I call to report my VISA card as lost or stolen?
Call 1-800-325-3678. There is no need to also call the credit union.
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What is the rate on my YNHHFCU VISA card?
With our Classic VISA, your rate is 12.50% for purchases and 13.90% for cash advances and transfers.
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What is a Credit Union?
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution that exists to benefit them, not to make a profit.
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How did credit unions start?
The first credit union cooperatives started in Germany over a century ago. Today, credit unions are found everywhere in the world. The credit union movement started in this country in Manchester, New Hampshire. There, the St. Mary's Cooperative Credit Association, a church-affiliated credit union, opened its doors in 1909. Today, one in every three Americans is a credit union member.
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Are savings deposits insured?
Yes. All savings accounts are insured up to $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government.
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Who owns a credit union?
Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
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