Take advantage of these technological services to get the most out of your membership in Yale New Haven Healthcare Federal Credit Union.
Direct Deposit
Direct deposit of your paycheck, Social Security check, pension check or any regularly received check saves you time because your funds are transferred automatically to your YNHHFCU account. It is convenient because there is no need to come to the credit union to deposit or cash your check. It’s secure and reliable because your funds arrive electronically every time they are due. And it is simple because once you set it up, it reoccurs regularly until you change it.
Direct Payment
Direct Payment allows you to set up automatic payments like insurance premiums directly from your credit union account, avoiding late payments or defaults.
Payroll Deduction
You can choose to have a portion of your pay allocated to the credit union as a deposit into savings or a payment on a YNHHFCU loan.
EverReady Teller Telephone Access
Our EverReady Teller allows free 24/7 telephone access to credit union accounts from any Touch-tone telephone using a confidential four-digit access code. Your credit union accounts are as close as the nearest telephone!
A combination of 2 free counter and EverReady Teller withdrawals permitted each month; a nominal fee charged for each withdrawal beyond 2. No share draft (check) withdrawals permitted via EverReady Teller.
Click
here for a list of service codes.
Click
here to apply for the Ever-Ready Teller
MasterMoney Debit Card
So much more than an ATM Card - Not only can you access your account at over 200,000 ATM locations throughout the U.S. and worldwide, but your MasterMoney Card is a fast and easy way to pay for everyday spending. The money for purchases always comes right from your checking account – just like a check. Here are just some of the benefits of having the MasterMoney Card in your wallet:
Accepted at millions of places – You can use your MasterMoney Card for just about everything – fast food, gas, online purchases, even pay bills.
Speed through checkout – Just swipe your MasterMoney Card or present it when you’re ready to pay – don’t forget to say “Credit Please”.
Get added purchase detail – Every purchase is itemized on your monthly checking account statements and online. So it’s easy to track your spending.
Receive protection against fraud – Your account is monitored 24 hours a day to detect and prevent fraud. With MasterCard’s Zero Liability policy, you are not responsible for unauthorized purchases. Funds taken from your account due to fraudulent use will be returned to you. *
*Covers U.S. – issued check cards only. Does not apply to ATM transactions or PIN transactions not processed by MasterCard. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify YNHHFCU immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please contact YNHHFCU. Additional information is also available at http://www.mastercard.com/ca/personal/en/mastercardsecurity/.
Click here to apply.
ATM Card
YNHHFCU is affiliated with the NYCE and PLUS networks, which are available throughout the U.S. and overseas. The ATM card eliminates the need to visit the credit union office and can be used to pay for goods and services where permitted. The purchase amount is automatically deducted from Checking.
Click here to apply for an ATM Card
Wire Transfers
If you need to have funds sent to another account—whether just once or on a regular basis—you can use Wire Transfer, even to an overseas account. In most cases the funds arrive at the destination account on the same day they are sent.
