Choose a Yale New Haven Healthcare Federal Credit Union VISA Credit Card for its rate, its convenience, and its worldwide acceptance!
The VISA card is accepted worldwide in payment for goods and services at millions of merchants. Virtually every consumer has at least one credit card for easy, fast and convenient payment. The original VISA Classic is the standard by which all other credit cards have been judged. Make your credit card a VISA from Yale New Haven Healthcare Federal Credit Union!
VISA Classic
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Annual Percentage Rate for Purchases
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12.50%
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Cash Advance Rate
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13.90% APR
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Grace Period for Purchases
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25 Days
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Method of Computing the Balance for Purchases
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Average Daily Balance (including new purcahses and cash advances)
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Annual Fee
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$10.00 per year (waived if used 8 or more times per year for purcahses or cash advances)
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Minimum Finance Charge
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None
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Transaction Fee for Purchases
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None
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Balance Transfer Fee
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None
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Late Payment Fee
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$10.00
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Over-the-Limit Fee
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$10.00
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Card Replacement Fee
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$10.00
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YNHHFCU provides AutoPay, an electronic payment method that allows members to have their VISA payment electronically taken directly from their YNHHFCU account or account at any other financial institution. Ask us about AutoPay when you apply for your VISA card.