Totally Free Checking
Our totally free Checking Account has many valuable features:
Click on Check Reorder to order checks online.
Contact Member Services for more information on our Checking Account.
*No monthly maintenance fee, no per-item charge, no charge for the folowing: investing funds by check or dradt, withdrawal, returning paid items with monthly statement, ATM or debit card, balance inquiry, opening or closing an account, for a telephone or computer generated transaction.
Overdraft Protection/Line of Credit
Protect your checking account against insufficient funds to avoid bounced checks and overdraft fees.
MasterMoney Debit Card
So much more than an ATM Card - Not only can you access your account at over 200,000 ATM locations throughout the U.S. and worldwide, but your MasterMoney Card is a fast and easy way to pay for everyday spending. The money for purchases always comes right from your checking account – just like a check. Here are just some of the benefits of having the MasterMoney Card in your wallet:
Accepted at millions of places – You can use your MasterMoney Card for just about everything – fast food, gas, online purchases, even pay bills.
Speed through checkout – Just swipe your MasterMoney Card or present it when you’re ready to pay – don’t forget to say “Credit Please”.
Get added purchase detail – Every purchase is itemized on your monthly checking account statements and online. So it’s easy to track your spending.
Receive protection against fraud – Your account is monitored 24 hours a day to detect and prevent fraud. With MasterCard’s Zero Liability policy, you are not responsible for unauthorized purchases. Funds taken from your account due to fraudulent use will be returned to you. *
*Covers U.S. – issued check cards only. Does not apply to ATM transactions or PIN transactions not processed by MasterCard. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify YNHHFCU immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please contact YNHHFCU. Additional information is also available at http://www.mastercard.com/ca/personal/en/mastercardsecurity/.
Click here to apply.
ATM Card
YNHHFCU is affiliated with the NYCE and PLUS networks, which are available throughout the U.S. and overseas. The ATM card eliminates the need to visit the credit union office and can be used to pay for goods and services where permitted. The purchase amount is automatically deducted from checking.
Ever-Ready Teller Telephone Access
Our Ever-Ready Teller allows free 24/7 telephone access to credit union accounts from any Touch-tone telephone using a confidential four-digit access code. Your credit union accounts are as close as the nearest telephone!
Peace of Mind for Pennies
The Credit Union in Conjunction with Liberty Check printers now offers
EZShield™ check fraud protection Program
Protection against
Check out Benefits for more information.
